How to use a payment book

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how to use a payment book

This is a billing method I am unfamiliar with - Ars Technica OpenForum

When you get a loan , some lenders provide a loan coupon book to help you make payments and keep track of your loan. In most cases, you are not required to use that book — but confirm or test with your lender before you make payments without it. For most loans, the important thing is to make sure that the payments get to the right place on time. If you like the book, keep using it. For years those booklets have been handy as a reminder, plus they tell you when payments are due, how much to pay, and where the check needs to be mailed.
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How to Make a Car Payment

There are four options for making a car payment. You may pay by mail, telephone or online in one of two places. Make your car payment by mail. Use a coupon in the book from your financing center. Write the check for the correct amount, date and sign it, and ensure that the recipient's name is correct. Put the coupon in an envelope with the check. Sometimes the financing company provides envelopes for this purpose.

Ok, so a couple weeks ago I bought myself a Ford Taurus. Today, I got the first invoice from the credit union handling my loan. I open up the envelope, expecting to find the usual stuff: a statement, a detachable bit to return with payment, and an addressed billing envelope. Standard for all my other bills. Instead, I find a page of 12 sticky-backed address labels, and 4 pages of paper, each made up of 3 "Loan Payment Coupon" segments that detach from one another.

Cars are as important to most families as roofs over their heads. Needless to say, you probably will have to make payments on the vehicle. Fortunately, there are many ways to make car loan payments. To create this article, volunteer authors worked to edit and improve it over time. Together, they cited 6 references.

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